One sure sign it may be time to open a Ford Lumber charge account – more receipts in your wallet than cash. Individual and business charge accounts not only make ordering supplies more efficient, they also make it easier to track how your money is being spent. Accounts are billed at the end of each month with itemized invoices detailing each transaction, and payments are due on the 10 th of the following month. The simple application process begins with a call to a Ford Lumber Sales Associate.